Closed Deal · #34
SFR in Raytown, MO — DSCR
$157,500 · 30-Yr DSCR
Deal terms
- Property type
- SFR
- Location
- Raytown, MO
- Loan type
- DSCR
- Program
- 30-Yr DSCR
- Leverage
- N/A
- Rate
- 7.5%
- Deal value
- $157,500
How we structured it
The same Kansas City-metro investor behind the Grandview rental, back for a second door — a $157,500 single-family in Raytown. Both financed on the properties' own cash flow (1.25x DSCR here), the way a working landlord actually scales: no tax returns, no W-2 underwrite, just coverage and a clean file.
Two small DSCR loans for one investor inside the same metro is the quiet version of the repeat-operator story — the borrower a bank won't prioritize, but a real DSCR desk builds a portfolio with. Underwritten to a 1.25x cushion for a well-qualified borrower on 818's standard 30-year DSCR terms. Kansas City's low basis and steady rental demand keep coverage durable as leases roll. Final terms confirmed at close; figures illustrative.
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