Closed Deal · #33
SFR — Short-Term Rental in Sedona, AZ — DSCR R&T
$759,750 · 30-Yr DSCR — STR Income
Deal terms
- Property type
- SFR — Short-Term Rental
- Location
- Sedona, AZ
- Loan type
- DSCR R&T
- Program
- 30-Yr DSCR — STR Income
- Leverage
- N/A
- Rate
- N/A
- Deal value
- $759,750
How we structured it
Sedona short-term rental financed on its own cash flow — a 30-year DSCR loan qualified on property income, not the owner's tax returns. Sedona is one of the premier STR markets in the Southwest: constrained supply, year-round tourism, and nightly rates a long-term lease can't match.
DSCR underwriting lives on the realism of the revenue assumption. Short-term-rental income was normalized conservatively so the deal pencils through a slow month, not just peak season. The owner locked in long-term financing on a proven income property. Projected cash-on-cash: 9–14%.
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